Our Team
MANAGING PARTNERS
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Josh Habeeb
Josh is driven by connection. He spent 12+ years in the mortgage industry as a sales leader and account executive with a focus on loan officer development. Throughout the years, Josh has personally developed hundreds of mortgage professionals, prioritizing a sense of urgency everytime - no exceptions. Trust and integrity are at the core of Josh’s success. His approach is simple: lead from the heart with accuracy and transparency - everything else will follow. Josh@PracticalMTG.com
Neil Arnold
Neil is "YES" man“. He loves a challenge - but more importantly, finding a solution. Neil brings 25 years of experience to TPMS as a senior operations leader with a focus on underwriting and client experience. Neil is a servant leader, and his “why” is growth and development for his team and clients. He is determined to deliver a personal touch with every client, every time. Neil is a US Navy veteran who values absolute integrity and transparency.
Your Mortgage Team
Kyle Mendenhall | loan officer
Whether you're a first-time home buyer or a savvy investor, Kyle Mendenhall's solution-based mindset ensures the very best options for his clients. In his first two years in the mortgage industry, Kyle closed more than $50 million in business - a testament to his incredible work ethic and out-of-the-box thinking. Kyle is a former college and professional basketball player & coach. He and his wife, Grace, have 4 boys, and are expecting a new addition in July!
LIBBY LOVE | LOAN OFFICER
Libby Love started in the mortgage industry a decade ago. She's passionate about working with first-time home buyers and veterans while educating her clients about the mortgage process. Libby builds lifelong relationships with her clients, empowering and teaching them to build net worth using that first home as a rental in the future. Her husband, Mike, is a Marine, and their blended family boasts 6 kids from 10 to 28! Libby@PracticalMTG.com
Tyler Borland | LOAN OFFICER
Tyler Borland is a loan officer and business development specialist, with 5 years of experience in senior leadership on client-facing team. Tyler is a former baseball player at Erskine College, and also played club baseball at Clemson University. Tyler is driven to help others - whether it's through leadership, coaching, or home ownership. Tyler and his wife, Ellen, have a 1-year-old daughter named Sutton.
KATIE SKAGGS | LOAN OFFICER
Katie Skaggs positions herself as an extension of the realtor/client team. As a client, you can count on Katie to be two steps ahead - ensuring you're informed throughout your journey. Realtors have a strategic partner in Katie, as she curates solutions to fit clients' specific goals. Katie is a former President’s Club Account Executive at Rocket Mortgage. She's a proud wife, and mother of two who loves running, yoga, reading, and baking! Katie@Practicalmtg.com
Kris Donovan | Loan officer
With 20+ years experience in the mortgage industry, Kris Donovan understands the importance of building and maintaining relationships. Kris' knowledge spans FHA, VA, USDA & Conventional loans through the communication (processing), underwriting, title, and closing. Whether it's a new purchase, refinancing to lower payments, or a renovation loan - Kris' knowledge is invaluable. Kris is grateful for her hard-working husband and 3 amazing children.
MEGAN HULLETT | LOAN OFFICER
Megan Hullett is our resident ray of sunshine! Married with 3 young boys, Megan's goal in life is to "spread kindness like it's confetti"...
Megan has a career background making a difference in the mental health non-profit sector.
She joins The Practical Mortgage Solution with a strong will to continue her work helping others - only now, with becoming homeowners!
John Newlands | Loan officer
John Newlands joins the TPMS team with more than 15 years of leadership in sales and customer service. Since entering the mortgage industry two years ago, John has made a name for himself by creating a seamless client experience - specializing in first-time home buyers, VA, FHA, Conventional, & ARM loans. John and his wife, Julie, have three kids (AJ, Kamryn, & Avery) and recently relocated to South Carolina where they love to live the salt life!
Marcus Butler | Loan officer
Marcus Butler is an exceptional loan officer with more than a decade of experience in the mortgage industry. Widely recognized as a top producer and a President's Club awardee, Marcus is a true master of his craft. He's inspired to help his clients achieve their dream of homeownership, and he does just that with unparalleled service and results. Marcus is a devoted family man who finds his greatest joy in the love and support of his amazing wife and 6 beautiful children. Marcus@PracticalMTG.com
Giselle Gonzalez | LOAN OFFICER
Giselle Gonzalez is a dedicated professional, recognized for her efficiency and dependability. Over the past 14 years, Giselle's focus has been aiding immigrants in their journey toward residency and citizenship. While her background is rooted in Charlotte, NC, Giselle is of Colombian, Dominican, and Ecuadorian heritage and speaks fluent spanish, french, and english. Giselle is married to her middle school sweetheart, Jason, with whom she has two children. Giselle@PracticalMTG.com
JOE LEONARD II | LOAN OFFICER
Joe Leonard is a 20+ year veteran of the mortgage industry. Joe's clients rave about his accessibility - always stepping up to ensure he's available. Joe takes great pride in helping home buyers eliminate debt and has received allocades for his customer retention and loyalty. Joe loves spending time outdoors and at sporting events. He has 3 children and is a huge NY Giants fan! Joe@PracticalMTG.com
JUSTIN SUEFERT | LOAN OFFICER
Bringing nearly 20 years of industry experience to TPMS, Justin knows how to structure your loan. After spending years as an underwriter, Justin developed
a special skillset for working with borrowers who are self-employed or have unique circumstances. With his knowledge of Conventional, FHA, VA, USDA, Jumbo and Non-QM products, you’re in good hands. Justin lives near Hilton Head Island with his wife, daughter, 4 dogs, and 2 horses! Justin@PracticalMTG.com
MARC TAYLOR | LOAN OFFICER
Marc Taylor has 26+ years experience in the mortgage industry as a loan processor, underwriter, closer, as well as in leadership roles. Marc's focus is on building relationships - providing the highest client service and communication. Marc has lived in the Charlotte area since 1985 and currently resides in Fort Mill with his wife. When he's not working, you might find him on the fairway with his son! Marc is also a huge Buffalo Bills (Go Bills!) and Michigan (Go Blue!) fan. Marc@PracticalMTG.co
WILLIAM THOMPSON | LOAN OFFICER
With a strong foundation in finance and real estate, William Thompson has had the privilege of helping countless clients achieve their dream of homeownership. In addition to his professional experience, William leans on his background as a college cheerleader and coach, which instilled in him the values of teamwork, dedication, and effective communication. When he is not assisting clients, he cherishes quality time with his wife, Lindsay, and 4 children. William@PracticalMTG.com
John Russell | loan officer
John Russell is a self-employment and down payment assistance specialist. John's nearly 30 years of mortgage experience is an exciting addition to The Practical Montage Solution - providing honest direction and leadership for the team and clients alike. John and his wife have been married for 25 years and have two children. When he's not wrangling mortgages, John's spinning vintage vinyl - he's a real record buff with hundreds of albums in his collection!
BRENT OAKES | ONLINE CONTENT SPECIALIST
Brent Oakes is the master behind our online presence. Brent not only makes our TPMS team look good, but he does good! Brent has been in ministry for 17 years, and videography and photography for a decade. He and his wife, Catt, have 4 kids - Wilder, Sterling, Slater, and Indi. Brent's hobbies include running competitively, playing music, and just being a dad!
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