PRACTICALLY FAMILY

Josh is driven by connection. He spent 12+ years in the mortgage industry as a sales leader and account executive with a focus on loan officer development. Throughout the years, Josh has personally developed hundreds of mortgage professionals, prioritizing a sense of urgency everytime - no exceptions. Trust and integrity are at the core of Josh’s success. His approach is simple: lead from the heart with accuracy and transparency - everything else will follow. 704-999-4454 Josh@PracticalMTG.com 

Neil is "YES" man“. He loves a challenge - but more importantly, finding a solution. Neil brings 25 years of experience to TPMS as a senior operations leader with a focus on underwriting and client experience. Neil is a servant leader, and his “why” is growth and development for his team and clients. He is determined to deliver a personal touch with every client, every time. Neil is a US Navy veteran who values absolute integrity and transparency.

678-517-6786 Neil@PracticalMTG.com

Whether you're a first-time home buyer or a savvy investor, Kyle Mendenhall's solution-based mindset ensures the very best options for his clients. In his first two years in the mortgage industry, Kyle closed more than $50 million in business - a testament to his incredible work ethic and out-of-the-box thinking. Kyle is a former college and professional basketball player & coach. He and his wife, Grace, have 4 boys, and are expecting a new addition in July! 919-348-7571

Kyle@PracticalMTG.com

Libby Love started in the mortgage industry a decade ago. She's passionate about working with first-time home buyers and veterans while educating her clients about the mortgage process. Libby builds lifelong relationships with her clients, empowering and teaching them to build net worth using that first home as a rental in the future. Her husband, Mike, is a Marine, and their blended family boasts 6 kids from 10 to 28! 803-230-1098 Libby@PracticalMTG.com

Katie Skaggs positions herself as an extension of the realtor/client team. As a client, you can count on Katie to be two steps ahead - ensuring you're informed throughout your journey. Realtors have a strategic partner in Katie, as she curates solutions to fit clients' specific goals. Katie is a former President’s Club Account Executive at Rocket Mortgage. She's a proud wife, and mother of two who loves running, yoga, reading, and baking! 980-248-0399 Katie@Practicalmtg.com

Giselle Gonzalez is a dedicated professional, recognized for her efficiency and dependability. Over the past 14 years, Giselle's focus has been aiding immigrants in their journey toward residency and citizenship. While her background is rooted in Charlotte, NC, Giselle is of Colombian, Dominican, and Ecuadorian heritage and speaks fluent spanish, french, and english. Giselle is married to her middle school sweetheart, Jason, with whom she has two children. 980-230-4855 Giselle@PracticalMTG.com

Letty Mullis' parents immigrated to the U.S. in pursuit of the American Dream, giving her a unique perspective when it comes to helping clients achieve their dream of homeownership. When Letty's not working, you'll find her indulging her hobby of interior design - she loves uncovering a diamond in the rough! She's married with two adorable fur babies; loves traveling, trying new foods, and cruising around on a Harley for a little adventure. 704-907-2061 Letty@practicalmtg.com

Sabian Culbreth is a father to two beautiful girls and the son of military parents who served 20+ years in the Army. Sabian was born in Panama City, Panama and attended NC State University where he was a member of the track and field team and later graduated from Winston-Salem State University with a degree in Sports Business Management and a minor in Accounting. 704-615-7929 Sabian@PracticalMTG.com

JoColby Harrell is a retired veteran with 23 years of distinguished military service, including three combat tours—twice to Iraq and once to Jordan and Syria. Following his military career, JoColby has built a respected reputation in the mortgage industry with over 14 years of experience. His extensive background combines the discipline and dedication forged through military service with comprehensive mortgage expertise for families' complex needs. 336-624-1678

 JoColby@PracticalMTG.com

With 20+ years experience in the mortgage industry, Kris Donovan understands the importance of building and maintaining relationships.  Kris' knowledge spans FHA, VA, USDA & Conventional loans through the communication (processing), underwriting, title, and closing. Whether it's a new purchase, refinancing to lower payments, or a renovation loan - Kris' knowledge is invaluable. Kris is grateful for her hard-working husband and 3 amazing children. 904-483-6412

Kris@PracticalMTG.com

John Newlands joins the TPMS team with more than 15 years of leadership in sales and customer service. Since entering the mortgage industry two years ago, John has made a name for himself by creating a seamless client experience - specializing in first-time home buyers, VA, FHA, Conventional, & ARM loans. John and his wife, Julie, have three kids (AJ, Kamryn, & Avery) and recently relocated to South Carolina where they love to live the salt life!  803-487-4995

John@PracticalMTG.com

Casey Vaughn brings the ZEN to TPMS! When she's not closing out mortgages, this yoga teacher and longtime photographer is travelling with her two boys. You’ll find her practicing yoga, taking photos, exploring the outdoors, skateboarding, learning drums, or chasing her next adventure with family. Fun fact: Casey gifts her clients with a professional portrait in front of their new home! 803-372-7444 Casey@PracticalMTG.com

Wendy's official title is "Loan Officer Assistant to Libby Love", but she has become a go-to for the entire TPMS team! A wife of 26 years and mom to two boys, Wendy is used to managing LIFE. Wendy is dependable and service-focused - couple that with her decades of experience in leadership and management roles, she's a natural addition to the TPMS ethos. Wendy@practicalMTG.com