The Practical 
Mortgage Solution
The Practical 
Mortgage Solution
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BANK STATEMENT MORTGAGE LOANS IN The CAROLINAS & FLORIDA

SELF-EMPLOYED? YOUR TAX RETURN DOESN'T ALWAYS TELL THE WHOLE STORY.

A BANK STATEMENT MORTGAGE ALLOWS SELF-EMPLOYED BORROWERS AND BUSINESS OWNERS TO QUALIFY FOR A HOME LOAN USING BANK STATEMENTS RATHER THAN TRADITIONAL W-2 INCOME. THE PRACTICAL MORTGAGE SOLUTION HELPS BORROWERS ACROSS SOUTH CAROLINA EXPLORE BANK STATEMENT LOAN OPTIONS WHEN TRADITIONAL MORTGAGE GUIDELINES DON'T TELL THE WHOLE FINANCIAL STORY. 


A BANK STATEMENT LOAN CAN BE ESPECIALLY BENEFICIAL FOR BUYERS WHO DON'T HAVE STEADY PAYCHECKS OR HAVE LARGE DEDUCTIONS. YOU'LL LIKELY BE ASKED ABOUT THE NATURE OF YOUR BUSINESS(ES) AND BE REQUIRED TO PROVIDE 2+ YEARS OF STATEMENTS FOR EACH ACCOUNT. THESE MORTGAGES TYPICALLY CARRY A HIGHER INTEREST RATE.


YOUR BUSINESS ISN'T TYPICAL. YOUR MORTGAGE DOESN'T HAVE TO BE EITHER.

Luxurious bathroom with freestanding tub and walk-in shower

IS A BANK STATEMENT LOAN RIGHT FOR YOU?

✔ ENTREPRENEUR OR FREELANCER

✔ INDEPENDENT CONTRACTORS

✔ YOU DON'T QUALIFY FOR A CONVENTIONAL LOAN

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The Practical Mortgage Solution LLC

819 Terrace Park, Suite 102, Rock Hill, South Carolina 29730

1-704-999-4454

NMLS ID: 2465241

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