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The Practical 
Mortgage Solution
HOME
ABOUT US
LOAN PROGRAMS
  • CONVENTIONAL MORTGAGE
  • GOVERNMENT INSURED
  • CONSTRUCTION TO PERMANENT
  • JUMBO LOAN
  • INVESTOR | DSCR
  • BANK STATEMENT
  • NON-WARRANTABLE CONDOS
  • ITIN LENDING
OUR TEAM
RESOURCES
CONTACT
More
  • HOME
  • ABOUT US
  • LOAN PROGRAMS
    • CONVENTIONAL MORTGAGE
    • GOVERNMENT INSURED
    • CONSTRUCTION TO PERMANENT
    • JUMBO LOAN
    • INVESTOR | DSCR
    • BANK STATEMENT
    • NON-WARRANTABLE CONDOS
    • ITIN LENDING
  • OUR TEAM
  • RESOURCES
  • CONTACT
  • HOME
  • ABOUT US
  • LOAN PROGRAMS
    • CONVENTIONAL MORTGAGE
    • GOVERNMENT INSURED
    • CONSTRUCTION TO PERMANENT
    • JUMBO LOAN
    • INVESTOR | DSCR
    • BANK STATEMENT
    • NON-WARRANTABLE CONDOS
    • ITIN LENDING
  • OUR TEAM
  • RESOURCES
  • CONTACT

CONVENTIONAL MORTGAGE

COMPETITIVE INTEREST RATES

CONVENTIONAL MORTGAGES ARE NOT BACKED BY THE FEDERAL GOVERNMENT.  THEY ARE CATEGORIZED AS CONFORMING OR NON-CONFORMING. 

CONFORMING LOANS ADHERE TO A SET OF STANDARDS CREATED BY THE FEDERAL HOUSING FINANCE AGENCY, OR FHFA, WHICH CONSIDERS YOUR CREDIT, DEBT, AND LOAN SIZE. YOU WILL FACE MAXIMUM MORTGAGE AMOUNTS WHICH VARY BY COUNTY. NON-CONFORMING LOANS DO NOT MEET FHFA STANDARDS. THESE LOANS ARE WELL-SUITED FOR CLIENTS LOOKING FOR EXPENSIVE HOMES, OR IN SOME CASES, MAY OFFER HIGHER INTEREST RATES FOR LESS-THAN-IDEAL CREDIT RATINGS.


Conventional mortgage information for young family

IS A CONVENTIONAL MORTGAGE RIGHT FOR YOU?

Family signing on mortgage documents

YOU HAVE A SIZEABLE DOWN PAYMENT

YOU HAVE A SIZEABLE DOWN PAYMENT

YOU HAVE A SIZEABLE DOWN PAYMENT

filling out credit application

YOU HAVE A STRONG CREDIT SCORE

YOU HAVE A SIZEABLE DOWN PAYMENT

YOU HAVE A SIZEABLE DOWN PAYMENT

couple on beach enjoying sunset

YOU HAVE STABLE INCOME

YOU HAVE A SIZEABLE DOWN PAYMENT

YOU HAVE STABLE INCOME

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The Practical Mortgage Solution LLC

819 Terrace Park, Suite 102, Rock Hill, South Carolina 29730

1-704-999-4454

NMLS ID: 2465241

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