The Practical 
Mortgage Solution
The Practical 
Mortgage Solution
  • HOME
  • LOAN PROGRAMS
    • VA LOANS
    • CONVENTIONAL MORTGAGE
    • GOVERNMENT INSURED
    • CONSTRUCTION TO PERMANENT
    • JUMBO LOAN
    • INVESTOR | DSCR
    • BANK STATEMENT
    • NON-WARRANTABLE CONDOS
    • ITIN LENDING
  • ABOUT US
  • OUR TEAM
  • APPLY NOW
  • RESOURCES
  • CONTACT

CONVENTIONAL MORTGAGE

COMPETITIVE INTEREST RATES

CONVENTIONAL MORTGAGES ARE NOT BACKED BY THE FEDERAL GOVERNMENT.  THEY ARE CATEGORIZED AS CONFORMING OR NON-CONFORMING. 

CONFORMING LOANS ADHERE TO A SET OF STANDARDS CREATED BY THE FEDERAL HOUSING FINANCE AGENCY, OR FHFA, WHICH CONSIDERS YOUR CREDIT, DEBT, AND LOAN SIZE. YOU WILL FACE MAXIMUM MORTGAGE AMOUNTS WHICH VARY BY COUNTY. NON-CONFORMING LOANS DO NOT MEET FHFA STANDARDS. THESE LOANS ARE WELL-SUITED FOR CLIENTS LOOKING FOR EXPENSIVE HOMES, OR IN SOME CASES, MAY OFFER HIGHER INTEREST RATES FOR LESS-THAN-IDEAL CREDIT RATINGS.


IS A CONVENTIONAL MORTGAGE RIGHT FOR YOU?

✔ YOU HAVE A SIZEABLE DOWN PAYMENT

✔ YOU HAVE A STRONG CREDIT SCORE

✔ YOU HAVE STABLE INCOME

  • HOME
  • ABOUT US
  • OUR TEAM
  • APPLY NOW
  • RESOURCES
  • FAQ
  • CONTACT
  • PRIVACY POLICY

The Practical Mortgage Solution LLC

819 Terrace Park, Suite 102, Rock Hill, South Carolina 29730

1-704-999-4454

NMLS ID: 2465241

Copyright ©2026 The Practical Mortgage Solution, LLC - All Rights Reserved.

Website Creative by TSB Studio

This website uses cookies.

Mmmmm... Cookies. Don't mind us - we may collect them to optimize your website experience. 

No, ThanksOkay

ARE YOU A REALTOR?

WE'D LOVE TO SHOW YOU HOW THE PRACTICAL MORTGAGE SOLUTION CAN FAST-TRACK YOUR CLOSE...

LET'S TALK!