The Practical 
Mortgage Solution
The Practical 
Mortgage Solution
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GOVERNMENT INSURED LOANS In The Carolinas & Florida

MORE THAN ONE WAY TO GET HOME. GOOD THING.

NOT EVERY HOMEBUYER HAS A HUGE DOWN PAYMENT, PERFECT CREDIT OR A FINANCIAL HISTORY THAT FITS NEATLY INTO A CONVENTIONAL MORTGAGE BOX.


GOVERNMENT-BACKED HOME LOAN PROGRAMS MAY OFFER QUALIFIED BORROWERS MORE FLEXIBLE PATHS TO HOMEOWNERSHIP.


THE PRACTICAL MORTGAGE SOLUTION HELPS HOMEBUYERS EXPLORE FHA AND USDA HOME LOAN OPTIONS ACROSS SOUTH CAROLINA, NORTH CAROLINA AND FLORIDA. WE'LL LOOK AT YOUR ACTUAL FINANCIAL PICTURE, COMPARE AVAILABLE MORTGAGE OPTIONS AND HELP YOU UNDERSTAND WHICH LOAN PROGRAM MAY MAKE PRACTICAL SENSE.

WHAT IS A GOVERNMENT-BACKED HOME LOAN?

FHA LOAN

USDA LOAN

USDA LOAN

FHA LOANS ARE MORTGAGES INSURED BY THE FEDERAL HOUSING ADMINISTRATION AND MAY OFFER MORE FLEXIBLE CREDIT AND DOWN PAYMENT GUIDELINES FOR QUALIFIED BORROWERS.

FHA FINANCING MAY BE WORTH EXPLORING FOR FIRST-TIME HOMEBUYERS, BUYERS WITH LIMITED DOWN PAYMENT FUNDS OR BORROWERS WHO DON'T FIT CONVENTIONAL MORTGAGE GUIDELINES.

FIRST HOUSE? LESS-THAN-PERFECT CREDIT? NOT SITTING ON A MOUNTAIN OF CASH? LET'S TALK.

USDA LOAN

USDA LOAN

USDA LOAN

USDA HOME LOANS ARE DESIGNED TO SUPPORT ELIGIBLE HOMEBUYERS PURCHASING HOMES IN QUALIFYING RURAL AND SUBURBAN AREAS.

FOR QUALIFIED BORROWERS AND ELIGIBLE PROPERTIES, USDA FINANCING MAY OFFER A NO-DOWN-PAYMENT HOME LOAN OPTION. INCOME AND PROPERTY LOCATION REQUIREMENTS APPLY.

RURAL DOESN'T ALWAYS MEAN MIDDLE OF NOWHERE.

FOUND A HOUSE OUTSIDE THE CITY? LET'S CHECK THE ADDRESS BEFORE YOU ASSUME USDA DOESN'T APPLY.

VA LOAN

USDA LOAN

VA LOAN

LOOKING FOR A VA HOME LOAN?


PRACTICAL MORTGAGE IS PROUDLY VETERAN-OWNED AND HELPS ELIGIBLE VETERANS, ACTIVE-DUTY SERVICE MEMBERS AND MILITARY FAMILIES EXPLORE VA HOME LOAN OPTIONS.


VA LOANS HAVE THEIR OWN BENEFITS AND ELIGIBILITY REQUIREMENTS, SO WE'VE GIVEN THEM THEIR OWN PAGE.

MORE ABOUT VA LOANS

IS A GOVERNMENT INSURED LOAN RIGHT FOR YOU?

LOW OR NO DOWN PAYMENT REQUIRED

NOT UTILIZING AS AN INVESTMENT PROPERTY

LOW OR NO DOWN PAYMENT REQUIRED

LOW-TO-MODERATE CREDIT SCORE

NOT UTILIZING AS AN INVESTMENT PROPERTY

LOW OR NO DOWN PAYMENT REQUIRED

NOT UTILIZING AS AN INVESTMENT PROPERTY

NOT UTILIZING AS AN INVESTMENT PROPERTY

NOT UTILIZING AS AN INVESTMENT PROPERTY

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The Practical Mortgage Solution LLC

819 Terrace Park, Suite 102, Rock Hill, South Carolina 29730

1-704-999-4454

NMLS ID: 2465241

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