GOVERNMENT INSURED LOANS

GOVERNMENT-INSURED LOANS ARE DESIGNED TO MAKE HOMEOWNERSHIP MORE ACCESSIBLE BY REDUCING RISK FOR LENDERS - AND OPENING DOORS FOR YOU. BACKED BY AGENCIES LIKE THE U.S. DEPARTMENT OF VETERANS AFFAIRS, FEDERAL HOUSING ADMINISTRATION AND THE U.S. DEPARTMENT OF AGRICULTURE, THESE PROGRAMS ALLOW FOR LOWER DOWN PAYMENTS, MORE FLEXIBLE CREDIT REQUIREMENTS, AND EASIER QUALIFICATION OVERALL.

• RATHER THAN LENDING THE MONEY DIRECTLY, THE GOVERNMENT INSURES A PORTION OF THE LOAN, GIVING LENDERS THE CONFIDENCE TO OFFER BETTER TERMS
• THESE LOANS HELP MORE PEOPLE TO MOVE FROM RENTING TO OWNING WITH LESS FINANCIAL STRAIN UPFRONT