The Practical 
Mortgage Solution
The Practical 
Mortgage Solution
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ITIN lending in The Carolinas & Florida

NO SOCIAL SECURITY NUMBER? LET'S TALK ABOUT YOUR HOME LOAN OPTIONS.

DON'T HAVE A SOCIAL SECURITY NUMBER? THAT DOESN'T MEAN HOME FINANCING IS OFF THE TABLE.


THE PRACTICAL MORTGAGE SOLUTION HELPS ELIGIBLE BORROWERS EXPLORE ITIN MORTGAGE LOAN OPTIONS ACROSS SOUTH CAROLINA, NORTH CAROLINA AND FLORIDA. AN INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER, OR ITIN, MAY BE USED BY CERTAIN BORROWERS WHEN APPLYING FOR ELIGIBLE MORTGAGE PROGRAMS.


ITIN LOAN REQUIREMENTS CAN VARY BY LENDER AND LOAN PROGRAM, SO WE'LL HELP YOU LOOK AT YOUR INCOME, CREDIT HISTORY, DOCUMENTATION AND FINANCIAL PICTURE TO EXPLORE THE MORTGAGE OPTIONS AVAILABLE TO YOU.


WHAT IS AN ITIN MORTGAGE LOAN?


AN ITIN MORTGAGE IS A HOME FINANCING OPTION FOR CERTAIN BORROWERS WHO USE AN INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER RATHER THAN A SOCIAL SECURITY NUMBER.

AN ITIN IS ISSUED FOR FEDERAL TAX PURPOSES. DEPENDING ON THE MORTGAGE PROGRAM AND YOUR INDIVIDUAL CIRCUMSTANCES, A VALID ITIN MAY BE USED AS PART OF THE HOME LOAN APPLICATION PROCESS.

IN SIMPLE TERMS? NO SSN DOESN'T ALWAYS MEAN NO MORTGAGE.


Secondary home for snowbirds with backyard pool and trees

IS AN ITIN LOAN RIGHT FOR YOU?

✔ YOU HAVE A VALID INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER

✔ YOU DON'T HAVE A SOCIAL SECURITY NUMBER

✔ YOU HAVE VERIFIABLE INCOME OR FINANCIAL DOCUMENTATION

✔ YOU'RE LOOKING TO PURCHASE OR EXPLORE HOME FINANCING OPTIONS

✔ YOU WANT HELP COMPARING MORTGAGE PROGRAMS AND LENDERS

✔ YOUR FINANCIAL SITUATION DOESN'T FIT

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The Practical Mortgage Solution LLC

819 Terrace Park, Suite 102, Rock Hill, South Carolina 29730

1-704-999-4454

NMLS ID: 2465241

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