The Practical 
Mortgage Solution
HOME
ABOUT US
LOAN PROGRAMS
  • CONVENTIONAL MORTGAGE
  • GOVERNMENT INSURED
  • CONSTRUCTION TO PERMANENT
  • JUMBO LOAN
  • INVESTOR | DSCR
  • BANK STATEMENT
  • NON-WARRANTABLE CONDOS
  • ITIN LENDING
OUR TEAM
RESOURCES
CONTACT
The Practical 
Mortgage Solution
HOME
ABOUT US
LOAN PROGRAMS
  • CONVENTIONAL MORTGAGE
  • GOVERNMENT INSURED
  • CONSTRUCTION TO PERMANENT
  • JUMBO LOAN
  • INVESTOR | DSCR
  • BANK STATEMENT
  • NON-WARRANTABLE CONDOS
  • ITIN LENDING
OUR TEAM
RESOURCES
CONTACT
More
  • HOME
  • ABOUT US
  • LOAN PROGRAMS
    • CONVENTIONAL MORTGAGE
    • GOVERNMENT INSURED
    • CONSTRUCTION TO PERMANENT
    • JUMBO LOAN
    • INVESTOR | DSCR
    • BANK STATEMENT
    • NON-WARRANTABLE CONDOS
    • ITIN LENDING
  • OUR TEAM
  • RESOURCES
  • CONTACT
  • HOME
  • ABOUT US
  • LOAN PROGRAMS
    • CONVENTIONAL MORTGAGE
    • GOVERNMENT INSURED
    • CONSTRUCTION TO PERMANENT
    • JUMBO LOAN
    • INVESTOR | DSCR
    • BANK STATEMENT
    • NON-WARRANTABLE CONDOS
    • ITIN LENDING
  • OUR TEAM
  • RESOURCES
  • CONTACT

Founders, Neil Arnold & Josh Habeeb

A Business Founded on Relationships

The Practical Mortgage Solution is more than a brokerage. It's a business founded on decades of industry and personal relationships.


Managing partners and brokerage founders, Josh Habeeb and Neil Arnold, first met in the loan industry in 2012 and immediately connected over a shared love of football (GO BILLS!). Today, their friendship has evolved into a brotherhood, and a continuous drive to streamline the mortgage process for Americans. 


Josh and Neil have combined their 37 years of industry experience to build a powerhouse team that puts PEOPLE and EFFICIENCY FIRST. They've watched how delays in the application process can create a crippling ripple effect. Financing doesn't have to be difficult, in fact, it can be PRACTICAL. 


The Practical Mortgage Solution's mission as a brokerage is to provide faster turnaround (usually in days, not weeks) and offer the kind of service and expertise that turns clients into trusted friends. An in-house underwriter and experienced loan officers ensure you're supported at every turn.


Welcome to The Practical Mortgage Solution. We can't wait to work with you.


Now licensed in North Carolina, South Carolina, and Florida. Watch for our expansion in Georgia, Virginia, Washington D.C. and Maryland, coming soon.

PROUDLY VETERAN-OWNED

NEIL ARNOLD SERVED WITH THE US NAVY ABOARD THE USS JOSEPHUS DANIELS (A GUIDED MISSILE CRUISER) OUT OF NORFOLK, VIRGINIA. THE PRACTICAL MORTGAGE SOLUTION IS PROUD TO SUPPORT OUR ACTIVE AND VETERAN MEMBERS.

Practical Mortgage Solutions for Realtors


- Josh & Neil, Founding Partners

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The Practical Mortgage Solution LLC

819 Terrace Park, Suite 102, Rock Hill, South Carolina 29730

1-704-999-4454

NMLS ID: 2465241

Copyright © 2024 The Practical Mortgage Solution, LLC - All Rights Reserved.

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