The Practical 
Mortgage Solution
The Practical 
Mortgage Solution
  • HOME
  • LOAN PROGRAMS
    • VA LOANS
    • CONVENTIONAL MORTGAGE
    • GOVERNMENT INSURED
    • CONSTRUCTION TO PERMANENT
    • JUMBO LOAN
    • INVESTOR | DSCR
    • BANK STATEMENT
    • NON-WARRANTABLE CONDOS
    • ITIN LENDING
  • ABOUT US
  • OUR TEAM
  • APPLY NOW
  • RESOURCES
  • CONTACT

FREQUENTLY ASKED QUESTIONS

As a brokerage, The Practical Mortgage Solution has access to DOZENS of lenders. We're able to sift through the options to individually match you with the right lender, mortgage type, most valuable terms, and (often) the most competitive rates.


There is no upfront cost to you, the client. Mortgage brokers receive a commission from the lender if your deal is finalized. In the event special fees apply, these costs must be discussed and agreed upon in advance.


Every mortgage application is different, but as a rule of thumb, be sure to have your most recent records of employment, tax returns, and a list of assets & debts. We've included a short checklist on our resources page to help you. Be sure to confirm requirements with your loan officer.


  • HOME
  • ABOUT US
  • OUR TEAM
  • APPLY NOW
  • RESOURCES
  • FAQ
  • CONTACT
  • PRIVACY POLICY

The Practical Mortgage Solution LLC

819 Terrace Park, Suite 102, Rock Hill, South Carolina 29730

1-704-999-4454

NMLS ID: 2465241

Copyright ©2026 The Practical Mortgage Solution, LLC - All Rights Reserved.

Website Creative by TSB Studio

This website uses cookies.

Mmmmm... Cookies. Don't mind us - we may collect them to optimize your website experience. 

No, ThanksOkay

ARE YOU A REALTOR?

WE'D LOVE TO SHOW YOU HOW THE PRACTICAL MORTGAGE SOLUTION CAN FAST-TRACK YOUR CLOSE...

LET'S TALK!